3

votes

Best Credit Card for modern, health-conscious Cavemen?

Answered on August 19, 2014
Created May 08, 2012 at 9:26 PM

Is there any credit card/debit/any type of plastic out there with perks geared towards very specific purchases in a paleo lifestyle? Not aware of anything particularly useful to paleo/primal followers, but it would be nice to get good discounts on more natural products/groceries or anything along that line.

Yes, I realize credit cards are evil and all that.

Aa69579f867333b08158c70e25f7daf1

(1826)

on May 15, 2012
at 06:32 PM

I think it does, but I admit, I don't know for sure. We rarely shop there because it's so pricey!

1398eff69b192c35de5e0dbaad59052a

(2024)

on May 12, 2012
at 04:23 AM

My point was really the irony of it all, not making a statement about debt being/not being paleo. That said, I don't particularly understand why people willingly choose to support the big credit card companies considering how unethical their practices are.

8508fec4bae4a580d1e1b807058fee8e

(6244)

on May 09, 2012
at 10:33 PM

where do you get kangaroo kidneys? or was it a joke?

8508fec4bae4a580d1e1b807058fee8e

(6244)

on May 09, 2012
at 08:08 PM

Does the 5% back for grocery stores include Whole Foods aka "Whole Wallet, " ? :)

3327924660b1e2f8f8fc4ca27fedf2b2

(2919)

on May 09, 2012
at 04:59 AM

I think I'll apply for the Chase Freedom then. Reading some good stuff about it and it seems to fit my personal needs.

3327924660b1e2f8f8fc4ca27fedf2b2

(2919)

on May 09, 2012
at 04:51 AM

I have no debt, but I appreciate everyone's concern about my financial well being!

Bfa1c9eacfc94a1b62f3a39b574480c6

(3700)

on May 09, 2012
at 03:51 AM

Whoa. I was not aware of this...I just raid the nearest ATM, head to the farmers' market, pick one vegetable from each color of the rainbow, get some grass-fed beef and pastured eggs, and make a break for it.

35b2cb4d450e5288895c255dfdfff35d

(5828)

on May 09, 2012
at 02:33 AM

Credit card companies like you just fine since they get a few percent of your purchase from the merchant every time you use your card.

1da74185531d6d4c7182fb9ee417f97f

(10904)

on May 09, 2012
at 01:16 AM

My farmer's market lets you buy "coins" with your credit or debit card at the entrance so you basically buy let's say $50 worth of coins and can redeem them with the farmers.

Aa69579f867333b08158c70e25f7daf1

(1826)

on May 09, 2012
at 01:13 AM

raney, credit cards do not automatically equal debt. I use a credit card all the time. I have zero credit card debt. Never have. A credit card does wonders for our ability to manage our household income down to the penny. Love those .csv files and spreadsheets!

A97b68379a576dfa764a4828304d2efb

(4181)

on May 09, 2012
at 12:12 AM

Those wily farmers have fancy iPhone swipey machines these days... which kinda busts my "I can only spend the cash I have with me" budgeting plan. Don't know how much I trust swiping my card directly into a stranger's phone, but it does exist.

78cb3c4f70de5db2adb52b6b9671894b

(5519)

on May 08, 2012
at 10:57 PM

Dude, debt is sometimes necessary in order to make gains later in life. A good example? Loans to pay college tuition.

21fd060d0796fdb8a4a990441e08eae7

(24543)

on May 08, 2012
at 10:56 PM

Whoah downvotes. Guess people don't like saving money. What would the Gecko say? Or the Priceline Negotiator? (just kidding, I know you guys probably thought this was off-topic, but it is interesting nonetheless)

15e5f57b981183b21fff26ce815bf93f

(444)

on May 08, 2012
at 10:51 PM

oh noes! my whole life is a sad charade!

0d0842381492a41b2173a04014aae810

(4875)

on May 08, 2012
at 10:19 PM

If you're attached enough to money to be requesting someone else's, you should probably take a long look at yourself and your priorities. I much prefer the parts of my life that involve gift and trade based economies; unfortunately that isn't the whole of it, yet.

15e5f57b981183b21fff26ce815bf93f

(444)

on May 08, 2012
at 10:05 PM

so is money. send me yours, it will unburden you. enjoy the cave.

0d0842381492a41b2173a04014aae810

(4875)

on May 08, 2012
at 10:04 PM

Debt is pretty unpaleo.

2fd93e91bb14e641a2bac9c6033e84e2

(1614)

on May 08, 2012
at 10:03 PM

why not?.......

  • 3327924660b1e2f8f8fc4ca27fedf2b2

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11 Answers

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3
Aa69579f867333b08158c70e25f7daf1

(1826)

on May 09, 2012
at 01:16 AM

Really, credit cards aren't paleo? (Neither are computers. Or the Internet. Doy.)

We have a Chase Freedom. I like that right now I get 5% back at grocery stores, and I like that I always get 1% cash back. I like that I can download a .csv file of our monthly expenses and keep better track of our money and where it is going. I like being able to pay at the pump at the gas station and NOT have to lug my kiddo out of the backseat to pay in cash. I like Amazon.com for random household purchases and bulk purchases. I like being able to hold my baby on my hip and swipe a credit card at the store - I would never be able to manage cash and change with only one free hand!

We pay our credit card off IN FULL every single month. Credit cards do not have to be evil; rather, they can make your life easier, make it easier to track expenses and give you perks, like cash back. Consistent use and proper use of credit cards is good for your credit rating, which will do all sorts of happy things for you should you ever want to purchase a house, etc.

Anyone who is criticizing you for asking about a good credit card for the purchases that you want to make on a regular basis to support your paleo lifestyle (groceries, five fingered shoes, whatever...) needs to take a step back and remember that we're not doing historical reenactment. We're making the right choices for our specific circumstances. For some of us, myself included, this most definitely involves using a credit card. Responsibly, of course.

3327924660b1e2f8f8fc4ca27fedf2b2

(2919)

on May 09, 2012
at 04:59 AM

I think I'll apply for the Chase Freedom then. Reading some good stuff about it and it seems to fit my personal needs.

8508fec4bae4a580d1e1b807058fee8e

(6244)

on May 09, 2012
at 08:08 PM

Does the 5% back for grocery stores include Whole Foods aka "Whole Wallet, " ? :)

Aa69579f867333b08158c70e25f7daf1

(1826)

on May 15, 2012
at 06:32 PM

I think it does, but I admit, I don't know for sure. We rarely shop there because it's so pricey!

3
1398eff69b192c35de5e0dbaad59052a

(2024)

on May 08, 2012
at 09:48 PM

Sorry ... but REALLY???

2fd93e91bb14e641a2bac9c6033e84e2

(1614)

on May 08, 2012
at 10:03 PM

why not?.......

15e5f57b981183b21fff26ce815bf93f

(444)

on May 08, 2012
at 10:05 PM

so is money. send me yours, it will unburden you. enjoy the cave.

78cb3c4f70de5db2adb52b6b9671894b

(5519)

on May 08, 2012
at 10:57 PM

Dude, debt is sometimes necessary in order to make gains later in life. A good example? Loans to pay college tuition.

Aa69579f867333b08158c70e25f7daf1

(1826)

on May 09, 2012
at 01:13 AM

raney, credit cards do not automatically equal debt. I use a credit card all the time. I have zero credit card debt. Never have. A credit card does wonders for our ability to manage our household income down to the penny. Love those .csv files and spreadsheets!

0d0842381492a41b2173a04014aae810

(4875)

on May 08, 2012
at 10:04 PM

Debt is pretty unpaleo.

0d0842381492a41b2173a04014aae810

(4875)

on May 08, 2012
at 10:19 PM

If you're attached enough to money to be requesting someone else's, you should probably take a long look at yourself and your priorities. I much prefer the parts of my life that involve gift and trade based economies; unfortunately that isn't the whole of it, yet.

15e5f57b981183b21fff26ce815bf93f

(444)

on May 08, 2012
at 10:51 PM

oh noes! my whole life is a sad charade!

3327924660b1e2f8f8fc4ca27fedf2b2

(2919)

on May 09, 2012
at 04:51 AM

I have no debt, but I appreciate everyone's concern about my financial well being!

1398eff69b192c35de5e0dbaad59052a

(2024)

on May 12, 2012
at 04:23 AM

My point was really the irony of it all, not making a statement about debt being/not being paleo. That said, I don't particularly understand why people willingly choose to support the big credit card companies considering how unethical their practices are.

1
Bfa1c9eacfc94a1b62f3a39b574480c6

(3700)

on May 08, 2012
at 11:13 PM

Cash only at farmer's markets.

So none.

Ahem

Otherwise, cards that give points back points or miles on groceries and restaurants, usually is a good bet (Chase Freedom, Chase Sapphire Preferred, American Blue Sky...dailymarkets.com for some comparisons).

1da74185531d6d4c7182fb9ee417f97f

(10904)

on May 09, 2012
at 01:16 AM

My farmer's market lets you buy "coins" with your credit or debit card at the entrance so you basically buy let's say $50 worth of coins and can redeem them with the farmers.

A97b68379a576dfa764a4828304d2efb

(4181)

on May 09, 2012
at 12:12 AM

Those wily farmers have fancy iPhone swipey machines these days... which kinda busts my "I can only spend the cash I have with me" budgeting plan. Don't know how much I trust swiping my card directly into a stranger's phone, but it does exist.

Bfa1c9eacfc94a1b62f3a39b574480c6

(3700)

on May 09, 2012
at 03:51 AM

Whoa. I was not aware of this...I just raid the nearest ATM, head to the farmers' market, pick one vegetable from each color of the rainbow, get some grass-fed beef and pastured eggs, and make a break for it.

1
78cb3c4f70de5db2adb52b6b9671894b

on May 08, 2012
at 10:55 PM

Watch out, the Paleo Police are going to be enraged. Credit card receipts tend to have BPA. Oh, the horror! Wear gloves and handle with care. Use plant-based inks to sign when you make a purchase:)

On a more serious note, I don't think you need a special card. A special card will most likely make you feel like you need to purchase items you normally wouldn't have. Just find a good credit card/debit card that has grocery or cash rewards you can pay yourself back with. I bank with Chase and get something like 1% back on all groceries and after I spend a certain amount, I can swap points for cash. I don't need to make special purchase and I have no temptations to buy things I normally wouldn't buy. It's also free, so I don't need to worry about monthly payments to keep it "open". Find a good bank for your savings and deposits and check out what they have to offer you.

1
10cadc0a2dff90c849c6d088832be324

(741)

on May 08, 2012
at 10:43 PM

Not sure too much on rewards but I have a killer capital one that does 5.99%. As a 24 year old with quite a bit of debt the low interest rate helps with financial stresses.

@raney- To say debt is "unpaleo" is unfair to people who have debt. No one chooses debt. This forum has been set up for people to come and to not be judged on their question- this is supposed to be a safe place and I would hope that the members of the board would respect that.

1
Fb031dfd6b79e5617da593a2bf9b23cd

on May 08, 2012
at 10:00 PM

If what you want is a discount on groceries, I would look into the American express blue cash card. Call and see if the stores you frequent are included in the cash back. If you do most of your grocery shopping on amazon, I would look into their credit card.

0
E4069040201c3591b9b774df6ed9cad4

on May 11, 2012
at 08:47 PM

I am shocked that no one has offered up "through your credit union" yet. Rates are usually VERY competitive.

0
49a9289de6e636d08bf9de709a25f88c

on May 11, 2012
at 08:06 PM

Get Chase Freedom or Discover More card.

0
45eaf1688c1baf31d687a382b78f451f

on May 09, 2012
at 01:08 AM

Until we get a major barter system going, Capital One - "What's in your wallet?" Not cavemen...but close...er. And using credit cards doesn't necessarily mean you're taking on debt. For me, I'm taking on an interest-free loan for a month (because I never carry a balance...the credit card companies just love me).

35b2cb4d450e5288895c255dfdfff35d

(5828)

on May 09, 2012
at 02:33 AM

Credit card companies like you just fine since they get a few percent of your purchase from the merchant every time you use your card.

0
59fa7cd87fb9d669adf21e5cf3e7ada5

on May 08, 2012
at 11:34 PM

I've got one that gives me 2.5% back when I purchase Kangaroo kidneys.

8508fec4bae4a580d1e1b807058fee8e

(6244)

on May 09, 2012
at 10:33 PM

where do you get kangaroo kidneys? or was it a joke?

0
4ec0fe4b4aab327f7efa2dfb06b032ff

(5145)

on May 08, 2012
at 11:13 PM

Get a debit card from a small institution with very few, distant ATMs and always make sure to walk to get to them.

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