Phytic acid (also called ip-6) is an inositol precursor, and anti-carcinogen.
If you consume it seperately from mineral rich foods, and do so irregularly, Id consider it health promoting.
The fermentation heats the beans too hot for them to sprout later on. You'd have to find unfermented beans, which are extremely high in phytates... even more so than most nuts or seeds. Dutch processing removes more phytates but it also removes many of the antioxidants believed to give chocolate health giving properties.
Why not just give up milk? It's not like anyone here is thinking it's a required food... >>